This may sound brutal, and I agree, but still - it's called 'natural selection'. Some learn and some don't.
I have avoided some of topic-related accidents, mostly because I was attentive to the surrounding.
And I don't consider myself immune or excluded. I might end-up in the next one, if I lose my attention to what can or might happen.
It's not paranoia, but - I believe - understanding of the Stoic 'Premeditatio Malorum.'
Simplified - Just don't get caught. Your destiny is in your hands.
Just my perspective...